About to embark on a new journey!!

Ok I have two issues: I'm not a morning person and I really need to get some excess fat off of me.

So I'm going to spend the next 92 days transforming my body and my mind. Let me explain...

I'm going on a western Caribbean cruise in May so I really want to get my body in tip top shape. Right now I weigh about 175-180 (my weight flip-flops all month long) and my current measurements are arms 12", hips 46", waist 36", thighs 25". When you look at my pictures you may not think I have much to work on....but oh do I know how to camouflage. So my goal weight is 160-165 and just to lose a few inches...

But that's really not the real reason I want to get into better shape, I'm border-line diabetic (because of the weight, doc said if I lose a few pounds I can reduce my risk) and Hubby has a fascination with Serena Williams muscles - so I'm going to attempt to get better toned.

Also, as stated earlier, I'm not a morning person so I'm attempting to change my natural body alarm to be an early riser. So for the next 13 weeks (the time until my cruise) I'm going to wake up at 5am and do my workout. This will hopefully kill two birds with one stone - get me in shape and hopefully change me into an early riser.

To add a little incentive I'm going to put $10 into a savings account each week I successfully get up at 5am, Monday through Friday, and complete my workout (which is approximately 60 minutes). I want to maybe give this money away at the end of these 13 weeks, although I know $130 is not a lot of money these days but I would like to give it away to some charity or someone who may need it.

I have no ideas about what to do with the money, so if any body is reading this and will follow me in this journey maybe you guys can help me come up with something.